Most health insurance plans have "out of network benefits" which cover some portion of the charges for my services, since I am not a member of any insurance network. Your out of pocket payment responsibility would usually be larger for my services than would be the case if you sought services from a provider who is "in network" with your insurance company.

     It is usually a good idea for you to call the customer service office of your insurance carrier to clarify your benefits for an out of network provider, including the amounts of your copay, coinsurance, and mental health deductible. The phone number of your customer service office would most likely be listed on the back of your insurance card.